Becoming a member is simple! You can apply online or visit any branch with valid ID and proof of address. Our membership eligibility includes employees of partner organizations and residents of our service area. Complete the application process in minutes with our digital onboarding system.
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Mobile App
Instant Banking, Instant Peace.
Online Banking
Membership Benefits
Financial Solutions Tailored For Members
Fixed Deposit
Maximize your savings growth.
Accounts
Tailored financial solutions.
Investments
Grow wealth for your future.
Family 360°
Comprehensive protection plans.
Fixed Deposit
Secure returns on investment.
Accounts
Banking that works for you.
Investments
Smart solutions for growth.
Family 360°
Total financial protection.
Fixed Deposit
Enjoy peace of mind with our secure fixed deposit programs offering competitive interest rates and guaranteed returns on your investments.
Key Benefits:
- Competitive interest rates with guaranteed returns
- Flexible loan options against your deposit
- Terms ranging from 3 months to 5 years
Complete Guide to
Fixed Deposits
pdf 5.2mb
Discover Your Ideal Fixed Deposit Plan Today.
Member Accounts
Choose from our range of flexible accounts designed to meet your everyday banking needs with competitive rates and minimal fees.
Key Benefits:
- No monthly maintenance fees
- Free online and mobile banking
- Nationwide ATM access
Account Types
Guide
pdf 4.3mb
Open Your Member Account Today.
Investment Solutions
Build a diversified portfolio with our range of investment options designed to help you achieve your financial goals at every stage of life.
Key Benefits:
- Professional portfolio management
- Investment options for every risk level
- Regular growth monitoring
Investment
Strategies Guide
pdf 7.5mb
Start Your Investment Journey Today.
Family 360°
Protect your loved ones with our comprehensive family protection plans that offer complete financial security for every stage of life.
Key Benefits:
- Comprehensive family coverage
- Customizable protection plans
- Education and retirement planning
Family Protection
Planning Guide
pdf 8.3mb
Secure Your Family's Financial Future Today.
Premium Fixed Deposits
Experience enhanced returns with our premium fixed deposit options that offer higher interest rates for longer-term commitments and larger deposits.
Key Benefits:
- Higher interest rates for premium members
- Special rates for senior members
- Tax-saving deposit options
Premium Deposit
Options Guide
pdf 4.9mb
Maximize Your Investment Returns Today.
Business Accounts
Empower your business with our specialized business accounts that offer comprehensive financial services to help your enterprise grow and succeed.
Key Benefits:
- Dedicated business account manager
- Preferential transaction fees
- Business credit facilities
Business Banking
Solutions Guide
pdf 6.1mb
Elevate Your Business Banking Experience.
Retirement Planning
Secure your golden years with our specialized retirement planning solutions that ensure financial independence and peace of mind after retirement.
Key Benefits:
- Personalized retirement roadmap
- Tax-efficient investment options
- Regular pension payouts
Retirement
Planning Guide
pdf 5.4mb
Plan Your Retirement Journey Today.
Education Planning
Secure your children's future with our specialized education planning solutions that ensure they have access to quality education without financial constraints.
Key Benefits:
- Education-specific investment plans
- Scheduled payouts aligned with academic years
- Protection against inflation
Education
Planning Guide
pdf 5.7mb
Invest In Your Child's Educational Future Today.
Secure Growth
Enhance Your Wealth Safely
Member Services
Credit Union Bank Built For Members
Get Support
Member Savings
Build Your Future with
Member-Owned Benefits
As a member-owned credit union, we return profits to our members through better rates, lower fees, and personalized service that puts your financial success first.
3.2k
Live Savings Accounts
2.6% in lfy$2b
In Member Savings
4.5% in lfyMember Application
Member Loans
Better Rates for Members,
Financing Your Dreams.
Experience the credit union advantage with competitive loan rates, flexible terms, and personalized service that traditional banks simply can't match.
3.2k
Live Savings Accounts
2.6% in lfy$2b
In Member Savings
4.5% in lfyMember Application
Credit Union Cards
Member-First Credit Cards
with Real Benefits.
Enjoy lower interest rates, fewer fees, and rewards that actually reward you. Our member-owned approach means better value in every purchase.
3.2k
Live Savings Accounts
2.6% in lfy$2b
In Member Savings
4.5% in lfyMember Application
Financial Counseling
Expert Guidance for
Member Financial Success.
Our certified financial counselors provide personalized guidance to help you achieve your financial goals. Free consultations are just one of your member benefits.
3.2k
Live Savings Accounts
2.6% in lfy$2b
In Member Savings
4.5% in lfyMember Application
Member Protection
Comprehensive Coverage
for Peace of Mind.
Protect what matters most with our comprehensive insurance solutions. From life and disability to auto and home coverage, we've got you covered.
3.2k
Live Savings Accounts
2.6% in lfy$2b
In Member Savings
4.5% in lfyMember Application
Youth Programs
Building Tomorrow's
Financial Leaders.
Start your children on the path to financial success with our youth savings programs, financial literacy education, and scholarship opportunities.
3.2k
Live Savings Accounts
2.6% in lfy$2b
In Member Savings
4.5% in lfyMember Application
Savings Account
Invest in Your Future,
Start Saving.
As a member-owned financial cooperative, we prioritize your financial well-being with personalized service and competitive rates tailored to your needs.
3.2k
Live Savings Accounts
2.6% in lfy$2b
In Member Savings
4.5% in lfyMember Application
Consumer Loans
Imperial Life FCU in Your Future, Consumer Loans.
As a member-owned financial cooperative, we prioritize your financial well-being with personalized service and competitive rates tailored to your needs.
3.2k
Live Savings Accounts
2.6% in lfy$2b
In Member Savings
4.5% in lfyMember Application
Credit Cards
Imperial Life FCU in Your Future,
Credit Cards.
As a member-owned financial cooperative, we prioritize your financial well-being with personalized service and competitive rates tailored to your needs.
3.2k
Live Savings Accounts
2.6% in lfy$2b
In Member Savings
4.5% in lfyMember Application
Advisory Services
Imperial Life FCU Provides Advisory Services.
As a member-owned financial cooperative, we prioritize your financial well-being with personalized service and competitive rates tailored to your needs.
3.2k
Live Savings Accounts
2.6% in lfy$2b
In Member Savings
4.5% in lfyMember Application
Insurance Products
Imperial Life FCU Protects Your Life Insurance.
As a member-owned financial cooperative, we prioritize your financial well-being with personalized service and competitive rates tailored to your needs.
3.2k
Live Savings Accounts
2.6% in lfy$2b
In Member Savings
4.5% in lfyMember Application
Credit Union Services
Imperial Life FCU Protects Your Savings Account.
As a member-owned financial cooperative, we prioritize your financial well-being with personalized service and competitive rates tailored to your needs.
3.2k
Live Savings Accounts
2.6% in lfy$2b
In Member Savings
4.5% in lfyMember Application
00k
Satisfied Members Worldwide.
00m
Daily Transactions Processed Globally.
00+
ATMs and Service Locations Worldwide.
00+
Years of Excellence in Financial Services.
Instant
Loan Calculator
Advanced Smart
Advanced Smart
Loan Calculator Tool
Calculate precise loan payments, compare different loan scenarios, and make informed financial decisions with our comprehensive calculator featuring real-time calculations and detailed amortization schedules.
Need Financial Guidance? Explore Our Comprehensive FAQ's Section.
Loan Amount
$500000
$50,000
$2.5 million
Loan Term (Years)
20
20 Years
40 Years
Interest Rate
8.5%
6%
18%
Interest Amount
$541,388Interest Amount
$541,388
Loan Calculator
Advanced Smart
Advanced Smart
Loan Calculator Tool
Calculate precise loan payments, compare different loan scenarios, and make informed financial decisions with our comprehensive calculator featuring real-time calculations and detailed amortization schedules.
Need Financial Guidance? Explore Our Comprehensive FAQ's Section.
Loan Amount
$500000
$50,000
$2.5 million
Loan Term (Years)
20
20 Years
40 Years
Interest Rate
8.5%
6%
18%
Interest Amount
$541,388Interest Amount
$541,388
Loan Calculator
Advanced Smart
Advanced Smart
Loan Calculator Tool
Calculate precise loan payments, compare different loan scenarios, and make informed financial decisions with our comprehensive calculator featuring real-time calculations and detailed amortization schedules.
Need Financial Guidance? Explore Our Comprehensive FAQ's Section.
Loan Amount
$500000
$50,000
$2.5 million
Loan Term (Years)
20
20 Years
40 Years
Interest Rate
8.5%
6%
18%
Interest Amount
$541,388Interest Amount
$541,388
Loan Calculator
Advanced Smart
Advanced Smart
Loan Calculator Tool
Calculate precise loan payments, compare different loan scenarios, and make informed financial decisions with our comprehensive calculator featuring real-time calculations and detailed amortization schedules.
Need Financial Guidance? Explore Our Comprehensive FAQ's Section.
Loan Amount
$500000
$50,000
$2.5 million
Loan Term (Years)
20
20 Years
40 Years
Interest Rate
8.5%
6%
18%
Interest Amount
$541,388Interest Amount
$541,388
Loan Calculator
Advanced Smart
Advanced Smart
Loan Calculator Tool
Calculate precise loan payments, compare different loan scenarios, and make informed financial decisions with our comprehensive calculator featuring real-time calculations and detailed amortization schedules.
Need Financial Guidance? Explore Our Comprehensive FAQ's Section.
Loan Amount
$500000
$50,000
$2.5 million
Loan Term (Years)
20
20 Years
40 Years
Interest Rate
8.5%
6%
18%
Interest Amount
$541,388Interest Amount
$541,388Secure
Credit Card
Discover Our Premium
Discover Our Premium
Range of Credit Cards
Rewards Cards
Cashback Cards
Travel Cards
Experience exceptional benefits with our member-exclusive rewards credit cards featuring competitive rates, comprehensive rewards programs, and flexible payment options designed to enhance your financial lifestyle while building credit history.
Explore Rewards CardsGet Your Perfect Card Now!...
Maximize your spending potential with our cashback credit cards offering up to 25% cashback on everyday purchases, dining, fuel, and online shopping. Turn every transaction into savings with no annual fees.
Explore Cashback CardsGet Your Perfect Card Now!...
Explore the world with confidence using our travel credit cards featuring no foreign transaction fees, travel insurance coverage, airport lounge access, and bonus miles on travel purchases for frequent travelers.
Explore Travel CardsGet Your Perfect Card Now!...
Locker Facility
Ultimate Locker Solution for Valuables
Frequently occur that pleasures have to repudiated and annoyances accepte the wise man always holds.
Affordable Security,Check our Locker Pricing.
Key Features
Available in Different Sizes.
Affordable Rental Plans.
Frequently Asked Questions
Expert Answers to Your Banking Questions
Help Categories
Comprehensive resources covering all aspects of your banking experience.
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01How do I become a member and open a new account?
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02How can I check my account balance and transaction history?
Access your account information 24/7 through our mobile app, online banking platform, ATMs, or by calling our automated phone system. Real-time balance updates and detailed transaction history are available instantly with advanced search and filtering options.
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03Is online and mobile banking completely secure?
Absolutely! We use bank-grade encryption, multi-factor authentication, and continuous monitoring to protect your information. Our security features include biometric login, real-time fraud alerts, and automatic account monitoring for suspicious activity.
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04What are the ATM withdrawal limits and fees?
Daily ATM withdrawal limits vary by account type, typically ranging from $500-$1,000. Members enjoy fee-free access at our network of over 10,000 ATMs nationwide. International and out-of-network ATM fees may apply, but we reimburse qualifying members.
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05How do I apply for loans and what rates do you offer?
Apply for loans online, by phone, or in-person with our loan specialists. We offer competitive rates starting from 8.5% APR for qualified members on auto loans, personal loans, mortgages, and home equity lines of credit. Pre-qualification available instantly.
Financial Insights
Latest Financial News & Expert Analysis
Personal Finance
By Sarah Mitchell
20
Jun, 2025
5 Mins Read